Dr. Johnson Asiama, Governor of the Central Bank of Ghana says Africa must move beyond experimenting with fintech and instead focus on scaling on regulating digital financial solutions that can deliver real economic impact.
Speaking at the Future of Finance Dialogue at the 2026 3i Africa Summit, Dr. Asiama stressed that the continent is deeply rich in ideas, frameworks and pilot programmes.
However, the missing piece is the stiff challenges confronting the implementation of these ideas, frameworks and pilots.
“We do not lack ideas, frameworks or pilots, we have these in abundance”, he said while questioning the mode of steering away from controlled experimentation to scaled regulated deployment.
Stressing on regulatory sandboxes viewed as temporary testing grounds, the Governor said pathways to full market participation and innovation growth are key.
“Regulatory sandboxes must become bridges to real market entry. The measure of a sandbox is not solely dependent on the number of available firms,” he added.
The governor reiterated that fintech innovation success should be measured by the number of successful solutions that were transitioned into trusted, regulated and scalable services that improve lives and support businesses.
By: Martha Seyram Jackson | Metrotvonline.com | Ghana
